Depending on your condition and how you sustained an injury, there may be coverage for your chiropractic care. In fact, many British Columbians are eligible for treatment with little to no co-pay required. Here at Sparwood Chiropractic and Wellness we are pleased to work with many different benefits providers to expand access to chiropractic care and improve the patient experience when they have a need to obtain coverage.


Musculoskeletal conditions account for the highest number of worker’s compensation claims. Research shows that chiropractors get people back to work sooner than traditional treatment methods and with less chance of relapse. That’s why it’s no surprise that many British Columbians include a chiropractic doctor as part of their health care team.

If you are an injured worker and require chiropractic care, your treatment costs are covered. By law, all health professionals are required to report an injury that occurs on the job to WorkSafeBC so be sure to let your chiropractic doctor, physiotherapist, or massage therapist know ahead of time if this is the case. Conditions that involve any joint, nerves or muscles are eligible for coverage through WorkSafeBC. Your chiropractic doctor, physiotherapist, or massage therapist can help you to answer any questions you may have about treatment and coverage.


Car accidents are one of the most common causes of spine and spine related conditions. Injuries from a collision often take longer to treat than other types of injuries. Even low speed crashes have the potential to cause significant damage to your back and neck. Your chiropractic doctor has the skills to assess and treat these types of injuries.

Coverage is provided for office visits and x-rays for injuries resulting from motor vehicle accidents. No referral or pre-approval required. If you have had a car crash and have started to feel any symptoms, simply visit your family chiropractor as soon as possible following and advise them that you were involved in a car accident. Your chiropractic doctor will guide you through the process of obtaining coverage for your care

Medical Services Plan (MSP)

British Columbians who receive MSP Premium Assistance are eligible for coverage of $23 per visit for a combined annual limit of 10 visits each calendar year for the following services: acupuncture, chiropractic, massage therapy, naturopathy, physical therapy and non-surgical podiatry. There may be an additional fee from the Chiropractor over and above this coverage. Advise your chiropractor if you are covered under MSP Premium Assistance.

Extended Health Coverage

Many British Columbians enjoy the benefits of extended health care policies through their employer or that they have purchased privately. The majority of these policies integrate coverage for chiropractic care into their plans and often times the patient does not need to pay for costs up front. If you are interested in learning more about your private health coverage, speak with your human resources representative at work or your benefits provider for more information. Currently we are registered to provide direct billing for the following providers:

  • Chamber of Commerce Group Insurance Plan
  • Cowan
  • Desjardins
  • Great West Life
  • Industrial Alliance
  • Johnson
  • Johnston Group
  • Manulife
  • Maximum Benefit
  • Pacific Blue Cross
  • Standard Life
  • Sun Life Financial

Our staff is able to check in office to see if you are currently registered to direct billing

Veterans / RCMP / Military Personnel

Veterans and RCMP members may be eligible for health benefits including office fees and X-ray fees when attending a chiropractic doctor. Forms are usually available from DVA or RCMP and should be taken to your chiropractic doctor for completion. No referral is required to consult a chiropractic doctor.

Alberta Motor Vehicle Insurance

At Sparwood Chiropractic we are also registered to treat individuals who are claiming through Alberta Motor Vehicle Insurance following an accident.  Please contact our clinic to speak with staff on how to start the process.